Retirement Solutions
Retirement Calculator
Estimate how much you’ll need for a comfortable retirement.
Shortfall in Retirement
To close the gap, you may need to invest in MAM unit trusts with an annual investment of .
Monthly investment needed: , or of your salary.
Start investing today to build a stronger retirement fund. Log in to Maybank2u to begin.
Surplus in Retirement
Continue growing your wealth for an even more comfortable future. Log in to Maybank2u to invest today.
Disclaimer:
This retirement calculator is for informational purposes only and does not constitute financial or investment advice. Results are hypothetical, not guaranteed, and may vary. Maybank Asset Management Sdn Bhd (“MAM”) makes no warranties on the accuracy or completeness of any information provided. Please consult professional advisers or MAM’s unit trust consultants before making investment decisions.
Gateway to global investing: Maybank Global Strategic Growth-I Fund & Maybank Global Technology-I Fund
The Maybank Global Strategic Growth-I Fund and the Maybank Global Technology-I Fund both aim to capitalise on long-term growth opportunities in key sectors. The Maybank Strategic Growth-I Fund targets industries aligned with global growth trends, benefiting from technological advancements, demographic shifts, and evolving consumer behavior, all crucial for sustainable profitability. Meanwhile, the Maybank Global Technology-I Fund focuses on innovation-driven opportunities through global technology, offering exposure to Shariah-compliant companies that are shaping tomorrow's economy. Together, these funds provide a comprehensive investment approach focused on industries and technologies poised for future success.
Check out our Global Recommended Funds
Introducing Maybank Global Wealth Moderate-I Fund,
Maybank Global Wealth Growth-I Fund &
Maybank Global Wealth Conservative-I Fund.
Introducing a new way to plan for your retirement with Maybank Flexible Retirement Solution. No more restrictions, penalties and rigid structures. Instead, enjoy flexible investing with Maybank Global Wealth Moderate-I Fund, Maybank Global Wealth Growth-I Fund and our latest addition Maybank Global Wealth Conservative-I Fund with a decumulation feature. There’s a fund to suit everyone, no matter what life stage you are at!
Benefits of Maybank Flexible Retirement Solution
Flexibility to meet changing life stage needs
Funds aim for target returns of 5% – 8% p.a.*
Expected income distribution of up to 7% p.a.**
Capital preservation strategy to protect against downside risks
Capital preservation does not equal capital protection or capital guaranteeKey Fund Details
| Maybank Global Wealth Conservative-I Fund | Maybank Global Wealth Moderate-I Fund | Maybank Global Wealth Growth-I Fund | |
|---|---|---|---|
| Target returns | 5% p.a. | 6% p.a. | 8% p.a. |
| Benchmark | 12-month Maybank Islamic Fixed Deposit + 2% | 12-month Maybank Islamic Fixed Deposit + 3% | 12-month Maybank Islamic Fixed Deposit + 5% |
| Investment objective | Seeks to achieve income distribution of 7% p.a.** with a decumulation feature | Seeks to achieve capital growth with targeted regular payouts of 2.0% - 2.5% p.a.* | Seeks to achieve capital growth by capturing opportunities in Shariah-compliant equities |
| Profit before tax/ (loss) | 7% p.a.** | 2.0% - 2.5% p.a.* | N/A |
| Profit after tax/ (loss) | MYR (H) – Decumulation Class1 USD - Decumulation Class1 | MYR (H) – Accumulation Class2 MYR (H) – Distribution Class3 USD – Accumulation Class2 USD – Distribution Class3 | MYR (H) – Accumulation Class2 USD – Accumulation Class2 |
Invest to suit your life stage and risk tolerance
Maybank Flexible Retirement Solution allows the flexibility of choosing a Conservative, Moderate or Growth portfolio to suit your lifestyle needs.
If you seek regular payouts that can supplement your lifestyle needs during retirement or other life stages, then Maybank Global Wealth Conservative-I Fund with a decumulation feature can provide higher income payouts, by drawing down capital systematically.
If you want a balance of achieving long term capital appreciation with regular payouts to offset your lifestyle expenses, then Maybank Global Wealth Moderate-I Fund will help you achieve potentially good returns, while aiming to provide regular passive income streams.
If you aim for higher returns and seek to aggressively grow your wealth, then Maybank Global Wealth Growth-I Fund can help to provide potentially higher returns by ploughing back profits and reinvesting income for long-term growth and capital appreciation.
1Decumulation Class
Provides higher income payouts to savers, by drawing down capital to convert assets to income in a systematic manner.
What this means for you
Opt for this share class if you want to supplement post-retirement income or to generate consistent cash flows for your lifestyle.
2Accumulation Class
Reinvests income and capital gains back into the Fund, to compound long-term growth of savings.
What this means for you
Opt for this share class if your focus is on capital appreciation rather than generating regular cash flows.
3Distribution Class
Regular payouts of 2.0% - 2.5% p.a.* to provide a passive income stream to investors.
What this means for you
Opt for this share class if you prefer to receive cash payouts to supplement your retirement lifestyle.
*There is no guarantee that the respective Funds will achieve their investment objective.
**Distribution generated from yield and/or capital for decumulation class.
Visit your nearest branch and talk to us about how we can help make your retirement dreams a reality, starting today.
Disclaimer:
This material contains a brief description of the Funds and is not exhaustive. Investors are advised to request, read and understand the Prospectus before deciding to invest. The Prospectus for Maybank Global Wealth Conservative-I Fund dated 13 February 2023, Maybank Global Wealth Moderate-I Fund and Maybank Global Wealth Growth-I Fund dated 15 February 2022, and their supplementaries if any (“Prospectuses”) have been lodged with the Securities Commission Malaysia (”SC”), who takes no responsibility for its contents. Copies of the Prospectuses can be obtained at our office or at our distributor’s branches. Investors are again advised to read and understand the content of the Prospectuses before investing. Among others, Investors should consider the fees and charges involved. The price of units and distribution made payable, if any, may go down as well as up. The past performance of the Funds should not be taken as indicative of future performance.
SC’s approval or authorisation, or the registration, lodgement or submission of the Prospectus does not amount to nor indicate that the SC has recommended or endorsed the Fund or the advertisement, nor reviewed this material.